$ 18,100,000.00?

Hello Friends!

I'm not sure what is going on, is there a leakage in our online systems? Is there still people who send emails promising you money, business opportunities, or free loans? Why do we have people calling us claiming that there is a gov free grant waiting for us to receive, and all what we need is to provide them with our personal info so that we can get this money?

Mr. Youichi

Were you one of these people who got these kinds of email frauds? Unfortunately I received many times suspicious emails, the last one was last week. Since then I've been wondering why these fraudulent activities  continued to happen in spite of all the cyber security systems we have, and the best way to handle them.

Here's what it came in that email:

"Subject: Business Proposal

Dear Sir/Madam,

My name is Youichi Kanno and I work in Audit & credit Supervisory role at The Norinchukin Bank, Japan.I am contacting you regarding the asset of a deceased client Mr. Grigor Kassan and I need your assistance to process the fund claims oF $18,100,000.00 (Eighteen Million, One Hundred Thousand, USD) , please can you be my investment partner?

If you could get back to me by end of day tomorrow, I would appreciate it. I hope to hear from you soon so we can discuss the logistic of moving the funds to a safe offshore bank.

Yours sincerely,

Youichi Kanno

Phone Number: +81345400962"

Eighteen Million! 

OMG! Eighteen Million! That was a lot but it was actually less that the offer I had before. Haha! All right, may be next time when it is 180 mil, I should accept it 😄😄

Serious Talk

Anyway our topic is about something else. It covers your financial decisions and how you should protect your money. 

During your lifetime, you must have had at least one wrong financial decision. It is not only

you. It happens to all of us due to lack of experience, wrong timing, or other reasons. You don't have to beat your brains up. What happened happened and it is now in the past.

Just focus on your future financial decisions from now on. Before you take any important decision, consult close friends or relatives, the type of people who would tell you the truth no matter what. Use a professional if you're a wealthy guy!

Realistic

Stay away from taking a decision for the sake of showing off. When it comes to financial matters or money matters, always be realistic. Do not make a guess, and do not live an illusion. Can you survive without this item in your life? Is it a necessity or a luxury? Don't mix up the two. Calculate things accurately and honestly. Do not deceive yourself. After all, it is

you who would pay for any mistake.

Try then buy 

A big item to purchase such as a vehicle or an RV, or a condo, better to try it then you buy it. Only if you felt comfortable about it and that you'd be enjoying it, then you can buy it. And only if you really need it, for whatever reasonable reasons you have. Many times things you buy fast, you lose interest in them faster.

A good money decision will take you exactly where you want. Study your decisions when a large amount of money is involved. If you can't take the time to do that, delegate to the honest person you have in your life.

Keep your eyes on your money

You don't have to be a millionaire or a billionaire to do that. If you are you would have your investment manager doing that for you. Still you'd follow up with your assets and you wouldn't just ignore your monthly statement or your daily revenue. keeping your eyes on your money no matter how little or big it is, is good. Bank errors happen all the time. Twice retail store charges or repeated transactions. Paying attention to your accounts and revising them periodically is excellent way to avoid any money taken by mistake from it.