Saturday, January 27, 2018

Financial Discipline!

Good Morning World! Good Morning Friends!

Yes! You might be able to make it up for others, but only for those who are still around, but ...? ;) Thank you for coming back again to our pages; especially our friends and readers from the US, the UK, Spain, South Africa, Poland, Sweden, Tunisia, Iraq, Italy, Cameroon, Bulgaria, Czech Republic, Brazil, Mexico, India, the United Arab Emirates,  and Ireland 😉

You know what: sometimes life brings you some financial issues, and you'd find yourself among currents of no-solution situations. That is how it seems to be for the first look, but it is never truly like that. There is always a solution. Trust our opinion!
For every financial problem, there is one or more solutions, but you do not know about that, and you find yourself stuck there, with your frozen brain, going nowhere. It should be solvable though. As bad as it would seem to you, it is not.
First, what it the most important thing in the whole world? It is YOU!



Second, what is the second most important thing? It is Your Security and Your Health. We put them both together, because they should go hand in hand as inseparable entities.Your life is precious. Money and financial matters are made to give you a good living. If they bring you problems, then they would fail to serve your living. They should facilitate your living, which eventually would bring you happiness and satisfaction.

SophieCreditCrdsYou may say that you know that money is not that important, and that life is more important, but do you really mean it? Do you really understand that "YOU" are the most precious entity on Earth? It is a fact, and it is the truth.
Everything else in your world is built around you. Think about it for a moment, and you'll figure out how to re-calculate your time the right way, and never worry about money again.

Our advice doesn't mean that you should neglect your financial matters; it is just a pure correct perspective for seeing the truth about money.

Financial obstacles and problems can be solved as easy as boiling an egg. How? By knocking at the right doors! 

Do you know that credit cards are originally made to help you in emergency situations, and that you should not use your credit cards for luxury or over-priced products, which could lead to a high debt.

Do you know that the credit scores and all related promotions to credit cards are meant to be a business? Yes, it's a business for making money out of lending you money. It is this simple. Some parties give you money to spend. This money is a loan to be paid according to a specific interest rate according to the system those parties agree upon with you.
Lending money is a huge business, very huge!

When you have a credit card, it will allow you to spend a certain amount of money, as if you have this money in your own pocket, but it is not actually in your pocket; it's rather in an illusion pocket that is hanging out there in the air swinging back and forth begging you to spend more and more.

Nevertheless, if you spent more than what you were supposed to spend, exceeding your daily/monthly budget, it is not a big deal. It is a mistake and can be corrected. Yes, it can be corrected. If you lose all your credit, still it can be corrected. Some people would tell you that it is the end of the world having a bad credit or low FICO score, but it is not terrible thing that never happened before. It happened to many people, and they were able to right their financial path.

How?
By financial discipline!

My friends, this is exactly the solution you need in case of financial chaos. Nice? It sounds nice. 
Remember, credit cards are made to help you at times of emergency, not for over-spending in special parties and glamorous dinners. 

Remember, any financial mistake can be corrected. You can get all possible help because YOU are the reason for all these businesses to exist. There are resources specifically for solving such problems. There is also credit cards with no annual fees. Some credit cards better than others in their terms, so before applying to any credit card, do your homework. ;)

Be happy and keep checking on our topics with our hugs and kisses 💗

References:
. Credit Cards No Fees.

Saturday, October 7, 2017

Billionaires' Way

Hello Friends,

Working in the banking industry can make you a millionaire or a billionaire, it all depends on focusing your attention towards your goal, which should be how to get there!

Here's some examples of salaries for bank executives 10 years ago:

BankExecutiveSalaryTotal
Compensation
Bank of AmericaKenneth D. Lewis
Chairman and CEO
$1.5 million$24.8 million
Bank of AmericaJoe L. Price
Chief Financial Officer
$800,000$6.5 million
Bank of AmericaAmy Woods Brinkley
Global Risk Executive
$800,000$9.3 million
Bank of AmericaBarbara J. Desoer
Global Technology and Operations Executive
$800,000$10.5 million
Bank of AmericaLiam E. McGee
President Global Consumer and Small Business Banking
$800,000$12.2 million
Bank of AmericaBrian T. Moynihan
President of Global Corporate and Investment Banking
$718,859$10.1 million
Bank of AmericaR. Eugene Taylor
Former Vice Chairman and Former President, Global Corporate and Investment Banking
$800,000$3.3 million
CitigroupSir Winfried Bischoff
Chairman
$373,734$6.1 million
CitigroupVikram Pandit
CEO
$250,000573,813
CitigroupGary Crittenden
Chief Financial Officer
$403,410$19.4 million
CitigroupSallie Krawcheck
Chair and CEO�GWM
$500,000$7.1 million
CitigroupLewis Kaden
Vice Chairman
$500,000$6.8 million
CitigroupMichael Klein
CEO- Global Banking
$212,500$7.9 million
CitigroupStephen Volk
Vice Chairman
$212,500$7.6 million
CitigroupCharles Prince
Former Chairman and CEO
$1 million$15.1 million
Goldman SachsLloyd C. Blankfein
Chairman and CEO
$600,000$70.3 million
Goldman SachsGary D. Cohn
President and Chief Operating Officer
$600,000$72.5 million
Goldman SachsJon Winkelried
President and Chief Operating Officer
$600,000$71.5 million
Goldman SachsDavid A. Viniar
Chief Financial Officer
$600,000$58.5 million
Goldman SachsEdward C. Forst
Chief Administrative Officer
$600,000$49.1 million
JP Morgan ChaseJames Dimon
Chairman and CEO
$1 million$27.8 million
JP Morgan ChaseMichael J. Cavanagh
Chief financial officer
$500,000$8.3 million
JP Morgan ChaseSteven D. Black
Co-CEO Investment Bank
$400,000$20.9 million
JP Morgan ChaseJames E. Staley
CEO Asset Management
$400,000$16.7 million
JP Morgan ChaseWilliam T. Winters
Co-CEO Investment Bank
$564,379$21.2 million
Merrill LynchJohn A. Thain
Chief Executive Officer
$57,692$17.3 million
Merrill LynchNelson Chai
Executive Vice President and Chief Financial Officer
$34,615$1.7 million
Merrill LynchGregory J. Fleming
President & Chief Operating Officer
$350,000$27.4 million
Merrill LynchRobert J. McCann
Executive Vice President
$350,000$5 million
Merrill LynchJeffrey N. Edwards
Former Chief Financial Officer
$275,000$2.6 million
Merrill LynchE. Stanley O�Neal
Former Chief Executive Officer
$584,231$24.3 million
Merrill LynchAhmass L. Fakahany
Former Co-President and Co-Chief Operating Officer
$350,000$4.6 million
Merrill LynchDow Kim
Former Executive Vice President
$309,615$14.5 million
Morgan StanleyJohn J. Mack
Chairman and CEO
$800,000$1.6 million
Morgan StanleyColm Kelleher
Chief Financial Officer
$339,603$21 million
Morgan StanleyDavid H. Sidwell
Former Chief Financial Officer
$275,000$14.6 million
Morgan StanleyRobert W. Scully
Co-President
$500,000$15.2 million
Morgan StanleyGary G. Lynch
Chief Legal Officer
$300,000$11.9 million
Morgan StanleyThomas R. Nides
Chief Administrative Officer
$300,000$6.3 million
New York Mellon BankRobert P. Kelly
Chief Executive Officer
$975,000 �$20.1 million
New York Mellon BankThomas A. Renyi
Executive Chairman
$1 million$22.2 million
New York Mellon BankGerald L. Hassell
President
$800,000 �$11.8 million
New York Mellon BankBruce W. Van Saun
Vice Chariman and Chief Financial Officer
$650,000$8.9 million
New York Mellon BankSteven G. Elliott
Senior Vice Chairman
$675,000$19.7 million
New York Mellon BankRonald P. O'Hanley
Vice Chairman
$675,000 �$11.5 million
State Street Corp.Ronald E. Logue
Chief Executive Officer
$1 million$28.3 million
State Street Corp.Edward J. Resch
Chief Financial Officer
$650,000$6.6 million
State Street Corp.Joseph L. Hooley
Vice Chairman
$725,000$10.3 million
State Street Corp.Joseph C. Antonellis
Vice Chairman
$675,000$9 million
State Street Corp.James S. Phalen
Executive Vice President
$480,000$7 million
Wells FargoRichard M. Kovacevich
Chairman
$995,000$22.9 million
Wells FargoJohn G. Stumpf
President�& Chief Executive Officer
$749,615$12.6 million
Wells FargoHoward I. Atkins
Senior Executive Vice President�& Chief Financial Officer
$600,000$5.1 million
Wells FargoDavid A. Hoyt
Senior Executive Vice President, Wholesale Banking
$600,000$6.4 million
Wells FargoMark C. Oman
Senior Executive Vice President, Home�& Consumer Finance
$600,000$6.4 million
Wells FargoCarrie L. Tolstedt
Senior Executive Vice President, Community Banking
$495,192$4 million




Other than banks jobs, there is some additional professions that can let you earn large amount of money over the years, assuming that you'd spend your life in this kind of work. Here's few examples:

Related image1. Petroleum Engineer 
45-Year Earnings: $6,290,000
Starting Pay: $84,400
Pay at 20+ Years: $151,000
Find petroleum engineer jobs.

2. Landman/Senior Landman
45-Year Earnings: $5,380,000
Starting Pay: $53,600
Pay at 20+ Years: $138,000
Find jobs in the energy industry.

3. Software Engineer/Senior Software Engineer
45-Year Earnings: $4,360,000
Starting Pay: $57,900
Pay at 20+ Years: $105,000
Find software engineer jobs.

4. Electrical Engineer/Senior Electrical Engineer
45-Year Earnings: $4,170,000
Starting Pay: $56,200
Pay at 20+ Years: $100,000

5. Mechanical Engineer/Senior Mechanical Engineer
45-Year Earnings: $3,900,000
Starting Pay: $53,900
Pay at 20+ Years: $93,600
Find mechanical engineer jobs.

6. Software Developer/Senior Software Developer
45-Year Earnings: $3,830,000
Starting Pay: $56,000
Pay at 20+ Years: $91,100
Find software developer jobs.

7. Financial Analyst/Senior Financial Analyst
45-Year Earnings: $3,440,000
Starting Pay: $48,300
Pay at 20+ Years: $82,600
Find financial analyst jobs.

Actually there is salaries far more than that but it's kind of hidden or others ;)

There must be a very good reason for those very high compensations or salaries. What's it? This is for us to talk about next time. I will tell you exactly why.

Stay safe and follow up with us soon. :)